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What it DOESN'T take to WIN at the money game...

It's myth-busting time!

Here, I dispel popular misconceptions, urban myths and bad programming about winning financially, fed forcefully on us since young by the media, education system, and yes, the job market.

Myth 1.You need 'Higher Education';

In 1998, Long-Term Capital Management, a hedge fund run by mathematicians, computer scientists and 2 Nobel Prize-winning economists lost more than a whopping $2 Billion in just weeks. They placed a huge bet that the bond market would return to normalcy, when in fact, it went the other way! Now, before you believe a word I say, read Roger Lowenstein's When Genius Failed (Random House, 2000).

Why would a group of highly 'qualified' scientists, mathematicians and the like fail at the money game that is the stock market? The key is in getting the proper type of education. They might have excelled in academia, but they appeared to definitely flunk in 'money 101'. If you simply lack sufficient know-how in the areas of personal finance and money management, your expertise might end up counting for nothing. Having mere 'paper qualifications' can never guarantee you success with money.
Notice, in life there are NO guarantees. You have no guarantee on when you will get married, when you might retire, or even when you might stop living. Same goes for money. There is actual EFFORT involved in really mastering all the different aspects of dealing with money,so dump that 'guarantee mentality', which just happens to be rooted in insecurity.
It goes without saying that money skills can definitely be learned by getting the correct kind of financial education. Need inspiration on that one? Look to the rich.


Myth 2.You must be a 'Genius' to win;

In 1720, Sir Isaac Newton sold his shares in South Sea Company, pocketing a handsome 100 percent profit of 7000 pounds. Months later, swept in by the market's wild enthusiasm, he jumped back in at a much higher price, and commenced to lose 20,000 pounds (more than $3 million in today's money), recounted in John Corswell's The South Sea Bubble (Cresset Press, London, 1960).

So what went wrong with the genius behind the 'Law of Gravity'? Well, he couldn't resist the tug of another type of gravity: herd following. In this are ample lessons for us, non-genius-types. Blindly following others' advice in the areas of money is so insanely dangerous, that it squarely defeated one of the greatest scientific minds of modern times.

At the other extreme, billionaire investor Warren Buffett attributes his own success to simple common sense. If he doesn't understand a business, he steers clear of it. It's as simple as that. Wall Street financial reports frequently corroborate this by calling him "a man with unusual common sense". Notice that such common sense needs to be cultivated. It requires disassociation from misleading financial press, eager people dishing out free advice, and having healthy doses of scepticism. You do not need to be genius to earn a lot of money. But you do need awareness, which always trumps the ignorant herd behaviour of the crowds. In short, keep TESTING others' logics..


Myth 3.You must work as a Doctor/Lawyer/Engineer;

The perennially favourite profession almost every kid dreams of, this career bloc is rooted in personal services business. So what exactly has winning, or not winning got to do with being in personal services business? Let's try massage parlour owners for size. There are only so much customers they can handle in a day. This means their key liability is the lack of a system for duplication. Even if their business booms, if there is zero duplication taking place, the massage parlour owner may well expect to continue working for life!

So what exactly is duplication? Simply put, it is using leverage to free yourself up. In the massage parlour owner's case, he could use time leverage by hiring and training assistants, he could use money leverage to outsource some of the work, or he could system leverage to automate the whole business process. Notice the end-result in all the leverage scenarios is the same; the owner frees up his valuable time.

Hence, as long as doctors, lawyers and engineers do not employ some form of leverage to take over their work, they might find themselves having money, but no TIME to spend that money. Now, that is NOT freedom. Yuck!

One great service we can all do to ourselves is to recognise that there are all sorts of useless junk about money being circulated everywhere. Just like junk food, they do fill you up (think pay-check), but are never good for the long-term (think freedom).So whenever possible, and in whatever situation you find yourself in, challenge your own thinking. Silently analyse the information and compare its relevance to your future. Feel free to discard whatever that doesn't make you better than you already are.

That's what the rich do!

Yasser Khan: My Story

Yasser Khan: My Story

Do Not Know Where to Start?

When I was barely into my first month, I had information overload, paralysis from over-analysis and a headache which was the result of trying to do too many things at the same time.

I never knew where to start, after reading too many tips and tricks online. Everybody had their own ideas on the what, when, where and how of doing things. In short, it was pretty noisy.

Then it dawned on me. "You do not need to see the whole staircase. Just take the first step." said Martin Luther King. I tuned out all the noise, braced myself and acted on my intuition. Boy, what a ride it was!

Once I figured out to train myself to act in spite of anything, things started falling in place and after a while, doing new things became a natural way of being for me.

If you too are in the same position, then you might benefit from what I did too. Simply trudge along, and doors may open to you which you never imagined before! Bon voyage!

Money Management Strategies For Building Greater Net Worth and Wealth Creation For Everyone

Smart money management strategies for the average person to build money habits of the wealthy.


If there is any one, straightforward way to get better at managing your finances, it would definitely be learning from the wealthy people. Why? Simply because of their habits.

The primary reason why the wealthy are successful at having money has nothing to do with luck. If that was the case, every lottery/jackpot winner would be a millionaire. However, evidence again and again shows that those same lottery/jackpot winners always go down all the way back to their previous levels of being financially broke. To the uninitiated, this seems inexplicable, since it is assumed anyone would instantly be rich just by having a million dollars.

Why then would the jackpot winners lose it all? Simply because of their habits. Everybody knows humans are creatures of habit, but what they do not realise is that our results, especially financial results, are determined to a great degree by our money habits. It is how you MANAGE your finances, not how you SPEND. Therein lies the fundamental difference in the level of successes enjoyed by the rich and the poor.

The secondary reason why the rich get richer is simply because, since they already

know how to manage that much money, they can always start learning how to manage even more. Ever noticed some millionaire losing all his business in a bad year, trying again and getting back up even better? That is simply because he never lost his good money management habits.

Now, the question is, what can you learn from them about budgeting habits? Incredibly simple, but profound. It is to assign mental purpose to your money. Once a portion of your money has been assigned a purpose by you, guess what happens? It usually serves that exact purpose. Incredulous? Try it!

So now you have learnt to assign mental purpose to specific amounts of money, how do you go about getting richer? Simply keep on practising the above exercise. Why? Practice makes 'PERMANENT', not perfect. This is because of the same principle laid out above: our habits.

Stay tuned for the next article in this series.

Why positive thinking doesn't work? And what REALLY works.

This one's a bit of a shocker.

Positive thinking doesn't work. Not at all. Why? If you got to this page, you were in all probability searching it out.

When you are 'trying' to think positive, all you're doing is pretend that everything is going great when in fact, deep down in your heart you know that is not true.

What works then? Power thinking. Power thinking is recognising and accepting that everything is neutral.

Need more evidence? Read on!


Make a 'positive thinking' statement. Something on the lines of "I'm happy now!", while you are having a bad day. First, notice what the little voice in your head (some prefer heart) says to you. "No way man! I'm pissed, and now I can't believe I'm lying to myself?!" No matter what, that cynical little voice can NEVER buy that position of falsehood.

Now, try this. "I know I am in a bad mood now, but this is 'temporary'. I'll create a solution for lasting happiness and make it happen." So what happened here? You achieved several things. You evaluated the situation honestly to appease that little voice, then EMPOWERED it by making a declaration of making something powerful happen in the future. Also, you trained it to listen to you, not the other way round. Lastly, you recognised and accepted your choice of taking CHARGE. This is power thinking in action. With just a simple shift in your mental and emotional processes, you diverted control away from circumstances/life/a bad day to yourself.

And by the way, there is no such thing as a bad day. The sun rises daily and the earth continues to revolve around the sun without any problems, as it has for countless aeons. That is a neutral aspect of life. So how can something neutral be perceived as being bad? Simple. Your mind does it. If you don't already realise by now, your mind can make you believe absolutely anything, so long as you LET it. The challenge we all have is that we see the world as WE are and NOT as it really is.

Here's a thought-provoking question. If you had a hand that was all over the place, it continuously beat you up and would never shut up at all. What would you do to it?

What's that you just said? Cut it off?

But it IS a part of you! You'll be making a bad situation worse!

What if it was your mind? Now you're beginning to really think!

Ready for the solution? It is to train it to work FOR you. And power thinking achieves just that. Positive thinking sets you up for just the opposite. Your little voice doesn't believe you, and for the life of you, you can't figure out where did it all go wrong.

Adopting power thinking into your mindset has to become a daily habit first, for it to have any lasting effect. Begin by being aware of your thought-patterns. Simply re-framing every time you catch your mind drifting on negativity will put you on track for this new thinking method. And yes, what exactly you need to think is all up to you and the circumstances you find yourself in. Make it as empowering as possible. The minute you start feeling powerful, and new strength pumping up your limbs, you have learnt and applied this technique correctly.

If you prefer an expert personally guiding you step by step through the basic and advanced techniques, seek it at here.


Now, have fun watching the good changes start coming in!

What it takes to become Self-Employed?

Here I lay down business fundamentals in a concise and succinct manner. This content is based on the consensus of leading business coaches, successful entrepreneurs, academicians and gurus throughout the world. I encourage you to do independent verification, and hear directly from the best in the business field.


1 Mentality

I simply can never emphasise this enough. The way you think definitely has a lot more to do with your business, and life in general, than you might realise. Be it your original reason for starting out on your own, your vision, intentions, passion, goals and many more, your mentality will play the greatest part in your day-to-day running of your enterprise. If you think like an employee, but are running a retail business, you might find yourself totally out of sync. In fact, moving from the E (Employee) quadrant to B (Business owner) takes a whole lot of struggle on its own that you might need to hear directly from Robert Kiyosaki himself, explained simply in his best-selling book "Rich Dad Poor Dad".

Notice that before you even get down to the specifics of a business, you need to win the psychological battles first. So make sure your heart and mind TRULY fit the business model you choose, or even being your own boss in the first place.


2 Financial education

In business, you need processes to analyse the inner workings of your enterprise, a yard-stick to measure your daily, monthly, quarterly and annual progress and mechanisms for identifying areas for growth or improvement. All these are supplied by having the PROPER types of financial education. If you are out to make money, you might as well equip yourself with the ability to handle it beforehand. A great education in the business or finance fields amply equips you with the proper knowledge to handle your cash-flow, budgets, account statements, tax liabilities, and so on. And don't think for a moment that these are all for the big boys only. Do you even intend to be among them in the first place?

And yes, this is an on-going process too. You will definitely find numerous opportunities to learn along the way. But you must supply the desire to learn and grow. I personally believe in the saying of "No new skills acquired means no new money."



3 Marketing, advertising and sales management

If you somehow resent the word 'sales' for whatever bad experiences in the past, then working for yourself in a business of ANY sort may not be for you. Unless you want to embrace change. Recognise that the only way any business makes money is through sales. Simply put, no sales = no business = no money. Hence it is crucial to be competent in promoting your business. Generally all things being equal, the better you are at this, the more you will earn in bottom-line profits.

So, set out to master marketing, advertising and sales in your profession. Find ways to keep pace with the ever-changing consumer dynamics, advertising platforms, product evolution and changing e-commerce landscapes. Model after industry leaders. Hire the best salespeople. In short, your long-term business viability depends on acquiring and mastering this skill.


4 Business-specific knowledge and skills

You will need contextual expertise to handle specific issues that few outsiders could foresee. It could even be so esoteric so as to necessitate specialised training or apprenticeships. This will differ largely from industry to industry, and even within the same industry. If you are involved in the PC industry, then you might need to learn much more specific knowledge in the areas of PC manufacturing processes, storage solutions, product placement, import-export issues etc. than if you are in the generic retail-store business.

A strong educational foundation in the business field with a specialisation might suffice for this purpose. But there is another, much greater tool which nothing can even come close to replacing; your own experience. Nobody could find out things before-hand. What you can do, however is learn and correct along the way.



5 Be a Problem solver

You MUST be a problem solver. The whole thesis of entrepreneurship is to solve problems for others, at a profit of course. So long as there is a human population, there are always needs to be fulfilled and problems to be solved on a daily basis. If you somehow always find yourself mired in problems in your own personal life, then you might not be as good a problem solver as you might like to see yourself as. This has far less to do with capability than with having the discipline to channel your mental fortitude out into the physical world.

Solving problems requires resourcefulness, re-framing skills, insight, leadership, will-power and a willingness to get things done when there is no one around to do that. By now you can see this does not appear as easy as it seems.

To master this 'art', you need to go back my point 1, dealing with mentality. You need to change your thinking habits, especially anything to do with problems. Learn to re-frame your thoughts towards being solution-oriented. Joining an NLP (Neuro Linguistic Programming) course would be a tremendous investment in yourself that would pay for itself over and over again in years to come. These courses are specifically designed and equipped to undergo holistic mind transformations, sort of like how Anthony Robbins and other top personal coaches conduct their trainings.


I hope you enjoyed reading my article, and more importantly, taking the time for critical self-evaluation and doing the exercises laid out above.
By taking the first step, you already have solved the problem of inertia and laziness, and showed your mind how to solve problems. Do it enough times, and you'll be on your way to be an entrepreneur, who by definition is, a problem solver!

What I learnt from my time in Network Marketing, MLM.

Here I recount my key lessons which I learnt strictly during my time in Network Marketing. I will compare the soundness of those lessons with my later experiences, supported by real experts in their specialisations as well as my own higher levels of personal happiness and success.

Lesson 1 Learn to earn

Before you start to earn, place an 'L' right before it. Yup. If you simply are unaware of how to pay yourself, you must find ways to do that. Nobody else, only you could do that. That takes courage, resourcefulness, commitment and single-minded determination. You must supply all these. There is NO other alternative. No desire = no results = you continue to enjoy your current levels of failure.

Lesson 2 Business know-how

Being totally green to the workforce and barely out of school, I learnt first-hand what it took to run your own business. And I learnt it in the hardest possible ways. It was totally hands-on, the kind of curriculum you don't get to learn from school. I had to master ten totally new skills overnight, though I was an unusually SLOW learner then. Things that knocked me the hardest were the ones I learnt the fastest!

Though what I truly am thankful for, and where the REAL value lies is the fact that I got to literally see the inner workings of a new company. I was the second batch after the pioneering, initial net-workers. I witnessed the expansionary stage with its accompanying growth pains. I saw the inner workings of the management, their daily itineraries, 'insider' meetings, 'interrogation sessions' of out-of-favour management personnel, closed-door consultations, among others which I could never have had the privilege of as an outsider. I understood early on what it took to generate cash-flow, loyal customers and keeping good employees. I learnt the value and power of 'leverage'. I got to appreciate the amount of work-load it took to be 'the boss'. In short, that experience hammered home the sweat-and-dirt reality of running a business. I even recognised the intoxicating thrills of the promise of 'making it'. In fact, that very lure of profits was to be my undoing later on.

Looking back, I am glad I underwent that crucial metamorphic stage.


Lesson 3 Look at the big picture

I would venture to state this thought-process is serving me well, even years later. Looking at the BIG picture, thinking BIGGER than you are capable of, actually helps to bring everything into perspective and shrink all the problems. It's also a tremendous motivation booster.

Lesson 4 Practise,practise,practise

This is obviously too much of a cliché, so the only new thing I'd say about this which I learnt much later, is that practice does NOT make perfect. It only makes permanent. If you think about it deeper, it's quite true. We are run by our habits. If you do anything new consistently for 30 days, voilà! You've formed a new habit which did not even exist last month!

Lesson 5 Condemnation of competitors

This one's a bad, and I mean, REALLY TOXIC thing to do. Nearly every MLM company I have encountered does this to some extent. Besides, there is retribution, karma if you will, to come sometime in the future. Come on, how could you ever get better than someone you condemn and bring him low to your own level? No way!

The best solution I discovered is actually to NOT compare yourselves to your competitors, but to 'differentiate' yourselves in a competitive manner. Keep them anonymous, while verbally tying good experiences to yourselves. While outright praise could get you labelled a hypocrite, suggest rewards the buyer could get by working with you. This IS a life lesson, which anyone would be well-served by applying in any area.

Lesson 6 Brotherhood

I learnt this early on and detached quickly from it. Initially, an absence of hierarchy in my company led to the formation of 'cluster' work groups. Independent clusters would later evolve into pseudo-societies with their own codes and individual agendas. Coupled with a lack of success (think broke) and REAL motivation, cluster members formed 'hoods' as a solution to seek solace in a hostile work environment.

The code of brotherhood was to support emotionally each other as a team. It didn't say WORK as a team towards a common financial goal.

Sure brotherhood is good, but does it FEED you? Down-and-out people usually seek the crutch of companionship and ultimately get carried too far away by bawdy camaraderie and raucous revelry. It simply puts you off your goals. Does anyone like their success getting side-tracked? I don't think so.



Lesson 7 Think glamour

This was a heady drug you used on yourself that impressed upon customers the giddy levels of your own success. Flashy toys, opulent settings, exquisite aromas, sports cars, all to up the wow factor. You could set it up easily to snag passers-by. Or borrow/rent others' belongings to make yourself look rich.

Frankly, I did it too. "Fake it till you have it" comes to mind. It worked. Until people could 'smell' your phoniness from a mile away and turn tail!

There is actually no replacement to genuine confidence. What your true passion can bring out requires no masks of any sort. I don't think you need 'toys' to impress others. Think about it. If you were genuinely successful, would you have a strong need to impress others to 'buy' into you? Or would you be more worried about your family's and your own personal safety from scammers, paparazzi and the ilk? So, what do Bill Gates, Tiger Woods, Michael Jordan all have in common? They hide! They've got bodyguards preventing fans from getting too close. I think you get the point.


Lesson 8 Pressure them into buying

Newbies were drilled from the start to sandwich prospects from three sides and pressure them into buying. I soon realised this was the worst way possible to promote a product to someone. Forced decisions build frustration and resentment over time, and people remember your actions far more, and longer, than what you said. Doing that created instant enemies. For life! That's one of the worst destroyers of reputation I have ever known.

If you're down in your business, and you approach people in an artificially controlled manner, they can still sense the desperation in you. However, if you are doing great, your natural confidence shines through and that alone is capable of making people want to work with you. In either case, it is a positive-feedback mechanism in action. You do bad, you get worse; you do well, you get better. I would say the key is re-framing your situation from an angle of strength, rather than work from a decidedly weak position of neediness. Unfortunately, that is the exact reputation Network Marketers have acquired here in Singapore. If you hear MLM here, you picture hard-selling, underhanded tactics.

Anyway,this is not meant as an exhaustive list. But I enjoyed visiting the past to extract meaningful lessons applicable to our daily lives. I learnt things good and bad. Had the biggest roller-coaster ride of my life then. I have now already out-grown any ill-feelings towards that fateful section of my life.

Why I Failed In Network Marketing/MLM

Here I will recall the reasons why I failed in my network marketing/MLM venture from 2005 to 2008.

I was 22 plus years old at the time and, after two and a half years in the industry, I could still name the number of people I had sponsored personally as being within the single digits. No matter how hard I tried, I just couldn't make money in MLM — even though I did everything my upline and leaders told me to do.


I went to every meeting worth going, made numerous calls per day, and spent every cent I had on advertising that never turned in positive cash flow. When my upline and leaders got to know about this, they insinuated it must be "me" getting things wrong. That the system was completely "duplicable." And I just needed to be more "positive", set more goals, call more prospects, and attend more meetings and training sessions.



But those same things only got me more of the same feelings of rejection and frustration. By now I was totally broke, had racked up over couple thousand of dollars worth of telco bills in debt, and was so financially challenged, I had to borrow just to travel to work and buy food.


In truth, I had totally given up on MLM.

In retrospect, the first reason, which I feel forms the entire basis of failing or succeeding in any business venture, would definitely be one's intentions. I remember my intention was to make a quick buck, FAST. I was thinking short-term, expecting a miracle of overnight riches after foolishly believing their unsubstantiated income claims. Since I was never in it for the long term since day one, I was willing to jump ship once a nicer alternative presented itself, rather than stay on a sinking ship to learn valuable lessons which they don't teach you in school.


My second reason was a lack of support from my family. This was ABSOLUTELY demoralising, considering from the start I had their well-being at heart and promised myself they wouldn't have to work ever again. It took what seemed like ages to me, to realise that sadly, they had never learnt of any other way to earn money. Study hard, get good grades in school, go to university for a degree, work hard and then happy ever after... blah blah blah... You get to hear such nonsense a lot in Singapore. More on that in a moment.



The third reason I could come up with was the wrong industry to be doing business in, without having properly analysed its suitability on my part, namely the mattress industry. The product was not unique in any sense. There were other companies offering similar products imported from a too-similar exporter. Also, there were pseudo-scientific elements in the sales pitches, blended with juicy elixir-like health giving promises and a system blatantly championed as 'the' final cure to poverty. There was virtually no way to make residual income from the products. As for the system of recruitment, the inherent flaw was its relying too much on a franchise model, when there was not even a workable system reliably taking over your hard work. I never had my heart in it, and ached to do something I loved just once. Imagine calling up tremendous amounts of courage and initiative for a work I couldn't even force myself to like, day in, day out.


The fourth reason I was bound to fail was whom I surrounded myself with. There was not a single individual who could be found to be truly successful. I understood that a mentor, role-model or a business coach to learn from was absolutely critical in learning the ropes of a new industry. I just couldn't find anyone worth following. All had delusions of grandeur, and nothing much to show for it except sneaky sales tactics, cultivating fake persona and too much glib talk, leaving much to be desired. It slowly dawned on me that anyone lacking scruple can never deserve respect and awe. Hence, quoting one of my leaders, I "ensconced myself in my own ivory tower" to drown away the bubbling up of disrespect, rudeness and impotent rage.

Another reason I lacked the capacity to cover the basics was due to my mindset. I was simply programmed from the start to be an employee. Influenced by the education system, society, relatives, et cetera. Hence there was a HUGE inward struggle when I tried to move away from the E(employee) quadrant into the B(business owner) quadrant. In retrospect, it had never been natural for me to think as a business owner, in part due to a lack of business culture at home. Also, there was no system acting as an incubator for entrepreneurship development, though now you could spot a few half-hearted initiatives. That ultimately led me to crave security and the assurance of a regular pay check. In fact, to be bluntly honest, I was afraid to let go of my old, fear-based programming. Consequently, I had a lack of desire to create financial freedom, which is very unbecoming of me as I'm known for my passions (though not of those sorts you're imagining). I was content and comfortable to work for others, to be worth only so little. It was when I accidentally bought a book, containing the keys to unlocking my mind, that awakened the desire for riches (I'll touch on a review of that precious book on a later date for you). It fanned the sparks of an early, vague dream to a throbbing desire for success. I was never the same again, with my entrepreneurial spirit hungering for the thrilling ride of being my own boss.

Subsequently it was an entirely natural progression for me to branch out into several areas of marketing I am currently involved in.

In writing this article, I have strived not to create any scapegoats, as such is not in my nature, but to draw invaluable life lessons. In having learnt to forgive unscrupulous people, I have learnt to forgive myself. That, my friend, is advice you can take to the bank!

ME

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My Story's Solutions

Now, time for the solutions.

1. For information overload issues, step back a moment and review mentally what is important to you. Like CEO Jay Kubassek mentions, 'Use common sense with all those scams and people out there for your money.' Grab a pen and jot your goals down on paper. Visualise yourself as being away from ALL noise, on-line ads and critics. Have a chat with your sponsor. He has a more important role to play in your success than you might realise. Get together to draft a business plan for yourself, daily goals, attending webinars and stuff. You do not need to learn it all overnight. In fact, the CCPRO back-office mentions you only need to put in CONSISTENT effort on a daily basis and you'll be surprised at yourself how much you have managed to accomplished in a month. Follow what leaders like John Jackson, Micheal Force and the founders recommend for improving your productivity. You can even read books on productivity. You could google 'The four hour work week'. Understand that at this point in your Internet marketing career, the SINGLE most important issue, or should I say skill, is to get into the HABIT of treating this as your BUSINESS and familiarising yourself with daily, monthly, and annual goals and things-to-do. Know what the experts themselves do on a daily basis. Anyone can claim to be an expert, but do their results 'speak'? Stick to your guns and never deviate from your plan.

About the TV, you need context to bring it into its proper place. Evaluate what 'value' does it contribute to you. I would say, entertainment. Unless you are in the entertainment business, TV is NOT making you any money. In fact, you pay the bills, you pay for lost productivity, you pay for lack of focus and MOST importantly, you let it sabotage your future. So what exactly shall I do, you ask? Move away from it. Set up yourself in another room. I had no extra room. I simply stacked up junk to block the other junk. I stuffed my ears with the audio trainings at the CCPRO back office. The more I did this exercise, the more I realised I was helping myself long-term.

2. Follow your BiB Mindset and Marketing Manuals to a tee. Get yourself away from distractions by setting you 'office' away from the TV and informing your family of your 'DO NOT DISTURB' timings. Getting your family's cooperation on this one, and then later rewarding them with a date dinner and stuff is the single greatest productivity booster I have discovered.
As for 'convincing' our family to see things our way and buy into our dreams of a better tomorrow, I find it ineffective because it is too much for them to stomach. The only way to do this effectively is to BE successful yourselves first. When you begin to shine with the light of success, it is much harder to keep staying in the dark when there is light everywhere. Notice, you actually have to work to NOT smile when everyone is smiling around you. On that same principle, your family might see the light and would want to know more. THEN is the time to teach them and rewire their whole programming.

I have realised one of the greatest favours we can do ourselves is to NEVER pay attention to critics. Simply because negative energy is contagious. Extract yourselves from negative influences at the earliest opportunity you get. Disassociate from the unsuccessful. There is a saying in my language,'The melon catches its colour from another melon.' How true in the areas of success, money, programming, spirituality and so on.


3.Learn to unlock your mind first before you harness the true power that is within you and each one of us. The keys can be anything from picking up NLP, masterminding like how CCPRO recommends, success coaches like Tony Robbins and T Harv Eker, books like 'Think and grow rich' by Napolean Hill. Granted, there is NO real alternative than real experiences. Experience is really the best education you can get.Far better than university education. In the words of my favourite billionaire Donald Trump, 'The school of hard knocks produces people with above-average common sense.' Warren Buffett mentions, 'You do not need an insanely high IQ to get rich or to invest. Any IQ points above average will only get wasted.'
As for building trust, I have observed FAR, far too many newbies immediately getting up there and selling to all they know, and ending up with zero results and even 'zeroer' trustworthiness. That, my friend, is SPAM. The trick is to offer VALUE, in the form of solutions to people with real needs. People with pain would do anything to rid it, so your job is to tell them how to. That is value. In Internet Marketing, VALUE = TRUST. The more people trust you as an 'expert', the more they will RUN to you to buy your products.


So NO excuses and get out there already. Embrace change, all the discomfort, all the learning and fussing, because that is the only way to know you are growing. When you get comfortable with something, that means you have STOPPED growing there. Jump in with both feet, and correct along the way. After all, you can only get better.

See you at the top.

My Story

Back when I joined Intermet Marketing with CCPRO, I had ZERO prior experience in the field aside from casual research, done years earlier with a marketer friend. What I was hesitant to undergo then, was a steep learning curve. What I did have back then was a keen desire for holistic personal development and total mind transformation, which have stayed with me to date. If you have read NLP (Neuro Linguistic Programming), you will know what I mean.
So now here I was, a total newbie in a totally new industry. When I learned during signing up for CCPRO that 'No new skills learnt means no new money' it fuelled the desire to overcome this hurdle 'to get something I've never had before, I need to do something I've never done before.', in the words of John Jackson.
Hence I COMMITTED myself totally and unreservedly to learning and growing, as I had Learnt earlier from a book by Donald Trump that your business only grows to the extent you do. I promised myself I was in it only for success, which was 7 figures long to me.

Here I enumerate my early struggles and provide valuable solutions later on.

1.Being a neophyte, my first month was a disaster. I had no idea what I had to do, where I had to start, who I had to approach, what I had to buy or NOT to buy from the numerous advertisement clamouring for my attention and WALLET. In a word, I had information overload. So bad that I was paralysed. Sort of analysis paralysis. Also, I had a real struggle with prioritising and managing myself in time, as I was in the midst of quitting a job I had no love for, and serious distractions at home, chief among them the One-eyed monster called the TV.

I had a real aversion to taking orders from people I had no respect for. I was simply too strong-willed and single-minded to work for others and always had clear goals of what I wanted to do, as opposed to them shoving things down my throat. I was relatively unpopular in all my jobs, due to my hatred of office politics and unwillingness to give my all to a job which paid only for my time. And I never gave a damn for what everyone thought. Or advised. Funny why everyone thinks he is entitled to give advice while I love to quote Benjamin Graham, 'Much bad advice is given for free.'

About the TV, to say it was a distraction would be an understatement. I literally had to pluck my mind out from its hypnotic influence.

2.My biggest psychological struggle to date has always been the lack of emotional support from my entire family. The odd one out, I always was viewed as a misfit, a weird type who was always chasing this unseen 'thing' called success. Often shot down in balls of flames from their condemnations, I was a caged being, raring to break-out from such an existence and teach my family the REAL meaning and feeling of being alive. Having nothing to show for my success except my 'Millionaire' mindset, I was 'prophetically' labelled frequently as a failure for life. I helplessly watched my siblings fighting over money and being poisoned by toxic mental weeds of hatred for the rich, of having poor money habits, of being 'prepared' for a j-o-b. In short, they were being programmed to be 'poor' for the rest of their lives, right in front of my eyes. Funny none noticed it happening.




3.Several failed start-ups in my early years after finishing my college had left me disillusioned with the Singaporean education system and the trustworthiness of my friends.

Here, the education system only breeds employees, people who are content to be modern slaves to bosses and a 'steady' pay check. You get to hear the unions and bosses tussling over keeping wages the same, or worse, decreasing them at a time of record inflation. I saw the drama unfolding every SINGLE day in the way my parents slogged it off. It seemed, all their worst nightmares were embodied in this entity called a J-O-B. They possessed no knowledge of having a better future by any other means than a job.

Trust is a huge, and I mean HUGE, and integral issue with me. That is an extension of my spirituality, and I allow it to run my life too. I learnt the hard way who to trust, who not to trust. Also, it can only be earned, never given. I myself was big on being responsible and trust, but had trouble gaining others' trust, even on line. On the opposite end of the spectrum, I have seen and met crooks with zero morals and scruples gaining others' trust without much effort. So how do you gain trust?

Stay tuned for the answers.